FNBFirst National Bank
Locations

Mortgages

Today's Featured Rates

Click on the rate or APR to see additional information about rates and payments.

Conventional Fixed Rate Loans
30 Year Fixed Rate
 Rate  APR  Points
 4.250%  4.317%  0.000%
20 Year Fixed Rate
 Rate  APR  Points
 4.000%  4.092%  0.000%
15 Year Fixed Rate
 Rate  APR  Points
 3.375%  3.454%  0.000%

FHA & VA loans available. Please contact a Loan Officer at 618-635-2234 for more information.

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Michael Heffren
Asst. Vice President

NMLS ID # - 486595

115 S. Elm, P.O. Box 59
Staunton, IL 62088-0059

Office: 618-635-2234

Fax: 618-635-8423

Email: mheffren@fnbstaunton.com

Business Hours: 9:00AM-5:00PM Monday-Thursday
9:00AM-6:00PM Friday
9:00AM-12:00PM Saturday
After hours appointments available

Mike Heffren has been part of First National Bank in Staunton since February 1980. He has vast experience in Residential Real Estate, Consumer and Auto lending.

Mike lived in Staunton for 30 years and moved to Troy in April of 2010, where his children and grandchildren live.  He is Assistant Vice President and lender for the Staunton office.  He is a member and ambassador for the Troy, St. Jacob, Maryville Chamber of Commerce.

First National Bank in Staunton Benefits

Personal Assistance with Technology

Once you complete your online application I will be in contact with you and will work with you through closing. Applying online provides the convenience you need to allow you to apply 24/7 when it fits into your schedule with the comfort of working with a knowledgeable loan originator from beginning to end.

Quality Service with Competitive Rates

I understand that home financing is one of the biggest financial decisions you will make in your life. I am committed to helping you through the process and attaining the right loan for you at the most competitive rate. I will strive to make the process as trouble-free as possible.

Mortgage Products to Suit Your Needs

Whether you plan to stay in your home for 5 years or 50 years, we have a mortgage product that is right for you. Our products range from 0% down payment loans to refinances and construction loans. I will work with you to find the right mortgage loan to fit your circumstances.

Close Your Mortgage Quickly

We can get your mortgage approved in minutes rather than days or weeks. I will work diligently to close your mortgage as quickly as possible. We work with local title companies and appraisers to speed up the process even more.